Warranties & costs hub

Home warranties, costs, and records

Understand the documents, terms, estimates, and evidence behind warranty, insurance, repair, and replacement decisions.

Guides in this collection

Homeowner at a kitchen table calculating a maintenance budget with a calculator, a home value estimate, and a notebook.warranties

The 1% Rule for Home Maintenance Costs (Explained)

The 1% rule says budget 1% of your home's value a year for maintenance. Where it came from, a worked cost table by home value, and when it's wrong.

Aug 28, 20268 min read
Homeowner at a kitchen table reviewing a written contractor estimate next to a laptop showing a license lookup page.warranties

Questions to Ask a Contractor Before You Hire Them

The exact questions to ask a contractor before hiring: license and insurance checks, payment red flags, and warranty terms to get in writing.

Aug 28, 202610 min read
Homeowner typing a model and serial number into a manufacturer's warranty registration form on a laptop next to a new appliance.warranties

How to Register Your Appliance Warranty (and Why It Matters)

Registering an appliance warranty isn't legally required to keep coverage valid, per FTC rules — but it speeds claims and gets you recall notices.

Aug 28, 20268 min read
Roofer kneeling on an asphalt shingle roof section, replacing damaged shingles near a chimney with a nail gun and shingle bundle nearby.warranties

Roof Repair Cost Guide: Leaks, Shingles & Patches

2026 roof repair costs by job: leak patches run $150-$1,550, shingle repairs $200-$800 per square, flashing $150-$1,600—plus what insurance actually covers.

Aug 28, 20269 min read
Homeowner photographing a paper appliance receipt with a phone next to a small stack of folded receipts on a kitchen counter.warranties

Why You Should Save Appliance Receipts (and How)

Save appliance receipts for warranty claims, insurance claims after a loss, and home-office tax basis—plus how long to keep them and stopping thermal fading.

Aug 28, 20269 min read
A plumber installing a new tank water heater in a utility closet, with an unboxed tankless unit and a written estimate on a nearby workbench.warranties

Water Heater Replacement Cost: Gas, Electric & Tankless

2026 water heater replacement costs by type—gas tank, electric tank, tankless, heat pump—plus what pushes the price up and the repair-vs-replace line.

Aug 28, 20269 min read
Homeowner reading a home warranty contract at a kitchen table next to a laptop showing a covered-items checklist.warranties

What Does a Home Warranty Cover? (Item-by-Item Guide)

A home warranty typically covers HVAC, water heaters, plumbing, electrical, and major appliances—see the item-by-item coverage and exclusion table.

Aug 28, 20268 min read
Homeowner checking an appliance's model and serial number sticker on a refrigerator door frame while holding a receipt.warranties

When Does Your Appliance Warranty Expire? (Tracking Guide)

Most appliance warranties expire 1 year after purchase, but compressors and tanks run longer. Find your exact end date by appliance type.

Aug 28, 20268 min read